Representative Example Kia Picanto '1' 1.0 5 door (2017-2019)
|On The Road Vehicle Price||£10,195|
|Amount of credit||£7725|
|Interest rate (fixed for the duration of the agreement)||0% APR Representative|
|24 monthly payments of||£139|
|Guaranteed Future Value||£4,389|
|Total amount payable||£10,195|
|Duration of the agreement||24 months|
Personal Contract Purchase 0% APR offer available from 8th February 2020 to 31st March 2020. T&Cs apply. Applicants must be 18 or over, subject to status. Guarantee may be required.
At the end of the agreement there are 3 options:
(i) Part exchange the vehicle;
(ii) Pay the Optional Final Payment to own the vehicle; or
(iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Excess mileage charge of 9p per mile applies.
For more information or to book a test drive call our Kia Brand Specialists on 028 7035 6888 or make an enquiry and we'll get back to you as soon as possible.
Terms and Conditions:
Fuel consumption in mpg (I/100km) for the model shown: Combined 53.3 (5.3), CO2 emissions 106g/km. MPG figures are official EU test figures for comparative purposes and may not reflect real driving results. Fuel consumption is tested using WLTP and CO2 emissions are NEDC equivalent. Only compare fuel consumption, CO2 and electric range figures with other cars tested to the same technical procedures. For more information about WLTP please refer to kia.com/uk. 0% APR only available on retail orders of a new Kia Picanto on 24-month Personal Contract Purchase with a 20% minimum deposit between 08.02.2020 and 31.03.2020. Offer available to private customers only, excluding Personal Contract Hire. 0% APR offer not available in conjunction with Scrappage saving. Model shown: Picanto ‘1’ 1.0 66bhp 5-speed manual at £10,195 including standard Blue Breeze paint. Kia Picanto payment shown is based on a 24-month PCP agreement with £2,469.76 customer deposit and £4,389.24 GFV. Excess miles over contracted mileage of 8,000 miles per annum charged at 9 pence per mile. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions visit kia.com/uk.
Personal Contract Purchase (Finance)
Personal Contract Purchase (PCP) offer for Retail customers only. Not for Business Users. 0% Representative APR shown available on new Picanto models only registered and proposed for finance through Kia Motors Financial Services. This promotion cannot be used together with other manufacturers promotions and is subject to availability. Prices shown are for new vehicles while stocks last. All details are correct at time of publication and are subject to change without notice. Offer may be varied, withdrawn or extended at any time.
At the end of the personal contract there are 3 options available:
(1) Part exchange the vehicle, where equity is available;
(2) Pay the GFV or Optional Final Payment (The Optional Final Payment refers to the final payment of the agreement which will render the user able and authorised to take legal ownership of the vehicle. Guaranteed Future Value is the lowest amount that your car is guaranteed to be worth at the end of a contract purchase deal and will usually be the same as the deferred amount on the finance) to own the vehicle. At the start of your agreement, we set the GFV/Optional Final Payment for your vehicle based upon our estimate of the minimum value of your car at the end of your agreement. At the start of your agreement, we ask you to estimate your annual mileage and we ask during the term of your agreement that you meet our manufacturer maintenance/fair wear and tear standards;
or (3) return the vehicle (a charge of 9p per mile including VAT for any excess mileage over 8,000 miles in this example will apply) subject to it being in good condition. In the event that you choose to return your vehicle to us at the end of the agreement, there will be nothing further to pay (subject to your vehicle meeting our fair wear and tear standards, is within the agreed mileage and your account is up-to-date). If you choose option 1 or 2 at the end of the agreement, you'll need to pay the Optional Final Payment plus the option to purchase fee. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable).
Failure to make payments may affect credit rating. Other finance offers are available but cannot be used in conjunction with this offer. Indemnities may be required. Finance is subject to status and only available to applicants aged 18 and over resident in Mainland UK and N.Ireland.
Finance Deposit Allowance is the amount contributed to the Customer deposit from the Dealer / Manufacturer / Finance provider that is added onto the Customer deposit amount. This therefore reduces the total amount payable and Monthly repayments for the Customer.
Deposit is the amount the customer is to pay in advance of agreement commencing.
Amount of credit is the balance that is to be paid by the credit facility.
Repayment balance is the amount of credit totaled with the total charge for credit.
Total amount payable is the sum of the deposit, repayment balance and the optional final payment.
APR representative refers to the annual rate that is charged for borrowing, expressed as a percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.
Fixed interest rate is an interest rate on a loan, that remains fixed for the term of the loan.
Roadside (Garages) Limited are the advertisers and will act as introducing brokers on behalf of the lender who may pay us for introducing you.
Offer Ends 31st March 2020